One of the most exciting things a family can do together is to take a vacation not to mention taking a vacation to Disneyland. Many people get Disneyland and Disney World confused but you will find that Disneyland in located in gorgeous California. There are plenty of hotels to be had while there but you want to know how to find the cheapest hotel rates near Disneyland so that you can spend the most of your time on your vacation, not worrying about your accommodations.One of the best ways to find the cheapest hotel rates near Disneyland is to look on the internet. You would be surprised to see how many discounts are available if you look in the right spots. It is important to know that many online companies also offer a price guarantee so if you find the hotel cheaper elsewhere, then they will either take the extra off of your bill or they will refund the difference to you. This can be a great bargaining tool to help you get the best price possible.Learn to read ads. There are many hotels that will offer special deals for tourists so it can be very beneficial for you to read the ads in local papers from the area of Disneyland. Local travel agents also post specials for tourists where you can get a deal on tickets to the park as well as a lower discounted rate at the hotel. These types of deals help you put money back in your pocket.You can look for hotel discounts if you travel in larger groups. Getting a group discount can benefit greatly but you need to see what they qualify as a group. You want to be sure you have enough in your party sot aht you get the group rates.Check with your local travel agent to see what he or she can do for cheapest hotel rates near Disney. Many times they can get a much cheaper rate then you as they buy up the tickets and rooms in bulk so they can sell them cheaper. Learn to bet each hotel against the other. If you can prove that one hotel is offering an outstanding offer, you may be able to get another hotel counter offer back to get you to be their customer. This can really work in your advantage as sometimes free tickets can be thrown in to help accommodate you.You may want to check on what times of the year are better for travel to California near Disneyland so you will know when the best seasons are to visit. If you go on an off season then chances are you will find great deals at rock bottom prices. This is their way to help build business up during slow seasons. They are almost giving away the tickets and hotel stays are much less during off peak times. Planning a trio to Disneyland definitely requires you to find the cheapest hotel rates near Disneyland so that you can make the most out of your vacation with you and your family and/or friends.
Certified Pharmacy Technician – Preferred Choice of Employers
The on going sustained boom in the pharmaceutical as well as the health care industries is creating a huge demand for pharmacy technicians in the industry. As a pharmacy expert you will have the opportunity to work under the supervision of pharmacists, and learn to fill prescriptions as well as dosages, including counting and measuring medicines in accordance with the doctors’ prescriptions.You will also be trained in handling a wide range of tasks including maintaining inventory and client records, and taking care of customer transactions and insurance related issues. Pharmacy expert make sure that people get the right medicines, and also ensure the smooth functioning of the pharmacy.In addition to helping pharmacists in their work, a pharmacy technician student must possess strong communication, customer service, and organizational skills along with good mathematical and reading abilities. You must have the ability to get information across to clients and pharmacists correctly and quickly. A pharmacy expert sometimes performs general tasks such as answering customer phone calls; stocking shelves, labeling bottles, counting pills; and other clerical duties as defined by the pharmacist.If you wish to be a successful pharmacy technician then you will need to attend a pharmacy technician career school in order to obtain the appropriate education and training. Various community colleges and vocational schools provide training programs; their duration ranges anywhere from six months to two years. Most programs cover subjects such as pharmacy law and regulations, pharmaceutical calculations, pharmaceutical terminology and techniques, record keeping and other functions related to pharmacies.The Pharmacy Expert Program also provides students with extensive hands-on training in addition to classroom instruction so that students are prepared for their job tasks, and can hit the ground running. Sufficient training will help you gain entry-level positions in hospitals, doctor’s clinics, nursing homes, retail stores and medical centers.Skilled and licensed technicians can get promoted to supervisors or even pharmacists if they choose to go to college to get a degree in Pharmacy. Your salary largely depends on your experience, education and place of employment. Pharmacy Technicians who attend an accredited institute have a leg up as they possess the skills to perform the job efficiently, and Certified Pharmacy Technicians and are usually able to find jobs easily.According to the US Bureau of Labor Statistics, this field should experience strong growth over the next decade. With an aging population and an increase in chronic conditions such as diabetes and obesity, the demand for pharmacists, and pharmacy technicians, is expected to experience strong and steady growth well into the future.
SPDN: An Inexpensive Way To Profit When The S&P 500 Falls
Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio
By Rob Isbitts
Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.
The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.
SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.
Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.
Proprietary ETF Grades
Offense/Defense: Defense
Segment: Inverse Equity
Sub-Segment: Inverse S&P 500
Correlation (vs. S&P 500): Very High (inverse)
Expected Volatility (vs. S&P 500): Similar (but opposite)
Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.
Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.
Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.
Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.
Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.
Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy
Long-Term Rating (next 12 months): Buy
Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.
ETF Investment Opinion
SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.